Whether you need a loan for home improvements, car, house, school fees or anything else, here you’ll find who you can approach to get that loan in Zambia. Loans usually require the applicant to have collateral like a house, land or car or even a regular income. They have interest rates which vary from one organisation to the other. You can apply for a personal loan through your employer with installments dedicated directly from your salary. These personal loans are designed to help you fulfill your dreams and live life to the fullest. The provision of unsecured loans is available to formally employed individuals employed by government, state owned companies and the private sector.