Prudential Life Assurance Zambia

This is a packaged sendoff plan for an individual and their family. A unique sendoff package which contains investment options and pays back some cash as a non-claim benefit over the policy period.

This is a flexible savings policy that provides higher returns for higher investment, allows regular withdrawals, provides life cover for the policy holder and rewards loyalty with generous maturity bonus. Start saving today and live a worry-free life

A Group Life Assurance Policy provides lump sum death-in-service benefit to the dependants of a deceases employee. The policy is usually employer-sponsored. The level of cover (benefits) is often expressed as a multiple of the employee’s last notified annual salary. The policy may be issued with riders such as disability benefits, critical illness benefits and funeral benefits. Group Life Assurance level of cover of benefits can also be stated as a flat sum.

This is similar to GLA, except it is designed to support costs incurred after demise such as funeral expenses, burial preparations etc. It can be extended to cover family members as well. Benefits can also be stated as a flat sum. Death cover is either due to an accident or natural causes.

This is a policy that provides for the payment of an outstanding loan in the event of the occurrence of the death of the policy holder. This insurance plan provides cover for the payment of an outstanding loan on consumer durable goods like; household items, electronics etc.

Medical insurance covers international evacuation, repatriation and overseas travel insurance. Our products offer specified benefits for each member that cover the medical expenses of members incurred within Zambia.

This is a funeral insurance policy, designed to protect you from unforeseen demise of the insured. The loss of a loved one is usually sudden and can be emotionally overwhelming. In addition to the sense of loss, funerals are defined by financial stress. That is why the Pru Flexi Farewell Plan is the perfect product to assist you in making provisions for your funeral or that of a loved one.

This benefit provides You with a great way to protect and build a nest egg for Your family. In the unfortunate event of Your passing on, the selected Sum Assured and the value of the Investment Fund becomes payable to the Beneficiary or appointed administrator to Your estate. This benefit enables Your family to continue to live on as it provides them with the much needed capital with which to carry on. These terms apply even to the Spouse Benefit explained below. For accidental causes of death, however, 100% of the Sum Assured is paid as benefit at any time.

Prudential overseas travel insurance offers great benefits, ranging from medical expenses cover in the event of an unexpected illness or a sudden accident, pay-outs for travel delays, lost property, when you travel outside Zambia.

Prudential Life Assurance offers expert advice in the MCAS design process. This ensures that we meet all our client’s specific insurance needs. We also offer tailor made advice on methodology and access to the benefits to ensure the client’s health care needs are met.

The Smart Child Education Plan is a life policy designed for individuals who plan to make provisions for their children’s future school fees. The policy gives a handsome benefit­ at the expiry of the policy even in case of the policy holder passing on or being diagnosed with a listed critical illness or being disabled during the period of the policy.

This policy is designed for individuals who seek to save and earn investment returns from their savings over longer periods of time. The policy also provides embedded risk protection which pays out outright benefits on the passing of the policy-holder.

This policy is designed for individuals who seek to save and earn investment returns from their savings over longer periods of time. The policy also provides embedded risk protection which pays out outright benefits on the passing of the policy-holder.